Privacy Policy for PakLoan
Last updated: 4 November 2026
PakLoan is an educational guide to loan schemes in Pakistan. It does not give loans, approve loan applications, or collect any fee.
1. Information we collect
We collect no personal information. The app:
- does not ask you to create an account or sign in;
- does not collect your name, email address, phone number, CNIC number, location, photos, contacts, or device identifiers;
- does not use analytics, advertising identifiers, or crash reporting that identifies you;
- does not record what you search for or which schemes you open.
Bookmarks (“Saved” schemes) are stored only on your own device, in the app’s memory while it runs, and are not sent anywhere.
2. Internet use
On launch, the app may read one public information file (the approved scheme list) from the publisher’s website. This is a one-way read: the app sends no personal data with the request beyond what a normal web request contains (such as your IP address, which is visible to any website you visit).
Tapping “Apply on Official Portal”, a branch locator, or a share button opens the official government or bank website, or WhatsApp, in your browser / the other app. Those external sites and apps have their own privacy policies. We do not control them.
3. Information you share with banks or government portals
If you apply for a loan on an official portal, any information you enter there goes to that bank or government body under ITS privacy policy — not to us. Never enter your CNIC number, OTP, password, or bank PIN into any app or website other than the official portal, and never share them with any agent who contacts you.
4. Data sharing and selling
We do not sell, rent, or share any information, because we do not collect any. We do not show third-party advertisements in this version of the app.
5. Children
The app is a general information guide. It is not directed at children, and it collects no information from anyone, including children.
6. Changes to this policy
If this policy changes, the updated version will be posted at this same address, with a new “Last updated” date. Material changes will also be noted in the app’s Play Store listing.
7. Contact
Questions about this policy: star5glc@gmail.com
Urdu summary (for convenience; the English text above governs):
PakLoan koi zaati maloomat jama nahi karta — na naam, na email, na phone number, na CNIC, na location. App mein koi account nahi banta, koi ads nahi hain, aur “Saved” schemen sirf aap ke phone par rehti hain. Darkhwast hamesha sarkari ya bank ke official portal par dein; apna OTP ya bank PIN kisi ko na dein.